![]() But they’ll also explore whether it’s in your best interest to pursue an alternative mortgage offer elsewhere. They will explore whether there are grounds to appeal against your lender’s decision to decline you after the AIP stage and take the lead on the renegotiations. Once they’ve established this, they will offer you bespoke advice and get to work on a solution. You’ll barely have to lift a finger while the broker we match you with carries out a quick fact-find to get to the bottom of why your mortgage lender changed their mind. They have the knowledge, expertise and lender contacts you need to help you reclaim your plans, whether that’s with your current lender or a new one who is offering a better deal. Some have very specific areas of expertise, and in our broker network, there are advisors who specialise in reviving mortgage applications that have stalled after or during the agreement in principle stage. If you can’t get your hands on this information, don’t worry simply move on to step two below. Take a pause to get your bearings and see if you can find out exactly why your lender declined your application after offering you an agreement in principle. ![]() There are many reasons why your lender might have changed their mind after the AIP stage, and there’s no guarantee the issue won’t resurface next time. ![]() Rushing into another application so soon can have dire consequences for your mortgage aspirations. ![]()
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